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27 Ways to Get More Sh!t Done | Greatist.

How to Get More Done

Whether we’re overwhelmed by that never-ending to-do list or simply distracted (thanks, Facebook), sometimes it feels like we just can’t get enough out of the day. Until 30-hour days are invented, follow these easy, effective tips for getting more done in the 24 we have.

 

Productivity Hero—Your Action Plan

 

1. Get enough sleep. Whoever coined the phrase “I’ll sleep when I’m dead” didn’t have all the facts straight. Not getting enough Zzz’s could hinder productivity at work, so try to get those recommended seven to nine hours of snooze time [1]!

 

2. Create routines. Make a habit of, well, sticking to habits. Schedule actions like writing emails at a certain time or hitting the gym after work, and try to do them daily. Soon that routine will happen on autopilot.

 

3. Wake up earlier. As long as you’re still able to squeeze in enough sleep, try extending the day by getting up an hour earlier—when it’s still quiet and there are fewer distractions.

 

4. Step away from the inbox. Incoming emails can be a nuisance. Make a habit to only check the inbox at certain times of the day to avoid getting sidetracked with requests and responses.

 

5. Make a daily to-do list. Stay away from huge to-do lists. Instead, create a daily list of realistic jobs to tackle, like folding laundry, scheduling a doctor’s appointment, or paying the cable bill. Break up big goals into micro-tasks, like going to a yoga class over getting six-pack abs, or writing a page over completing a thesis. Soon, the small things will add up to big accomplishments.

Read the rest…. 27 Ways to Get More Sh!t Done | Greatist.

via Serendipity and Spice: 8 Plants to Repel Bugs, Insects, and Pests.

I don’t know about you but I HATE bugs!  They just freak me out!  It really doesn’t matter what kind of bug- roaches, silverfish, spiders, mosquitoes  fleas, beetles…. You name it and I HATE it!  Especially bed bugs!  I’ve never experienced bed bugs before but I was watching 20/20 awhile back and they were doing some kind of expose on bed bugs in hotels and I’ve been freaked out ever since!  The mere thought of them makes my skin crawl!!!!

Since we had such a mild winter (here in Georgia anyway) everyone is saying how horrible the bugs are going to be this summer because nothing died off during the winter.  So now I’m super freaked out and have been looking into natural remedies or repellents for those nasty creepy crawlers and stingy sneaky fliers.  Last year I just had a bottle of Raid handy… but this year I have the little man and I really don’t want to be spraying chemicals around him.

SO, HERE ARE THE TOP PLANTS THAT EVERY HOUSE SHOULD HAVE TO WARD OFF PESTS:

1. Mint
 It not only smells nice but it keeps away ants and mice!  Crush some to release the fragrance and it’ll run off any strays that come your way.
2. Bay Leaves
Add some to the mixture and you’ll get rid of gruesome roaches too!
3. Lemongrass
To keep away those flying pesky mosquitoes and bees!
4. Basil
Yummy and keeps those annoying flies at bay!!
5. Geraniums
They not only add a boost of colour but they keep out Japanese beetles!
6. Catnip!
Yes, that stuff that makes your cat act all crazy…. Supposedly wards off a long list of bugs including mosquitoes and flies.
7. Pyrethrum Chrysanthemums- AKA: Mums specifically the ones that look like Daisies!
These are the be all end all of pests!  According to wiki.answers these cute little flowers repel: Roaches, fleas, ticks, bedbugs, lice, silverfish, ants, and so much more!

 
 
 
via Serendipity and Spice: 8 Plants to Repel Bugs, Insects, and Pests.

I have been thinking of doing a blog article on this, but then found this…

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Check out How to Fix a Slow iPhone by Amanda Max on Snapguide.

Gas Cubby FREE – Fuel Economy & Service Log

Gas Cubby by AppCubbyI discovered this app and I have been entering my fuel ever since. Very cool to see the cost per mile, see the gas mileage for each fill-up, and even interesting to see the graph of gas prices over time. This does everything my old mileage book did and more.

 

Features:

Tracks gas mileage and vehicle maintenance

Charts: MPG, stats, gas price, gas expenses, service expenses

Online Sync

Customizable service reminders

Supports multiple vehicles

Store vehicle data: VIN, License Plate, etc.

Excel compatible email reports (CSV attachment)

International Units: MPG (US), MPG (Canada), MPG (UK), MPG (Imperial), L/100km, gal/100mi (US), gal/100mi (Imperial), km/L, km/gal (US), km/gal (Imperial), and mi/L

 

via App Cubby • Hand Crafted iPhone Apps – Gas Cubby • Sensible Car Care.

McLumpy

Posted: March 26, 2012 in articles

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Life insurance is a unique product in Canada. There are a few key pieces of legislation that make insurance planning so effective.

1.) The death benefit is almost always paid out tax-free. There are circumstances were a death benefit would not be tax-free, the most common being from a policy held within a RRSP. You also can choose a variety of policies with either a fixed death benefit or with a growing benefit, increasing over time.

2.) Money that is invested inside a life insurance policy, known as the policy’s Cash Value, is allowed to grow and compound tax sheltered. There are limits, but they are based on the amount of insurance.  The more the insurance face value, the more money can be invested and tax sheltered.

3.) The tax laws around borrowed funds, or leveraging, provides tax free income to the borrower. Money borrowed is not money earned, and hence is not taxed. Life insurance policies with cash value can be used as collateral for a loan. This allows life insurance policy holders in Canada to invest extra money into their policies over time, have the advantage of a tax sheltered investment plan, and borrow money from their insurance policy tax free.

These unique legal features of life insurance and leveraging money allow you to invest substantial funds into a life insurance policy, reduce taxation both now and ultimately to your estate, and possibly even have access to tax free income in the form of loans.

CORPORATE MEMO

To: All Staff
Date: December 1
Subject: New “Twelve Days of Christmas” Policy

The recent announcement that Donner and Blitzen have elected to take the early reindeer retirement package has triggered a good deal of concern about whether they will be replaced, and about other restructuring decisions at the North Pole.

Streamlining is due to the North Pole’s loss of dominance in the season’s gift distribution business. Home Shopping TV channels and mail order catalogues have diminished Santa’s market share. He and the Board could not sit idly by and permit further erosion of the profit picture.

The reindeer downsizing was made possible through purchase of a late model Japanese sled for the CEO’s annual trip. Improved productivity from Dasher and Dancer, who summered at the Harvard Business School, is anticipated. Reduction in the reindeer will also lessen airborne environmental emissions for which the North Pole has received unfavorable press (gas and solid waste).

We’re pleased to inform you that Rudolph’s role will not be disturbed. Tradition still counts for something at the North Pole!

Management denies, in the strongest possible language, the earlier leak that Rudolph’s nose get red, not from the cold, but from substance abuse. Calling Rudolph “a lush who was into the sauce and never did pull his share of the load” was an unfortunate comment, made by one of Santa’s helpers and taken out of context at a time of the year when they are known to be under ‘executive stress’.

As for further restructuring, today’s global challenges require the North Pole to continue to look for better, more competitive steps. Effective immediately, the following economy measures are to take place in the “Twelve Days of Christmas” music subsidiary:

1.) The partridge will be retained, but the pear tree, which never produced the cash crop forecasted, will be replaced by a plastic hanging plant, providing considerable savings in maintenance;

2.) Two turtle doves represent a redundancy that is simply not cost effective. In addition, their romance during working hours could not be condoned. The positions are, therefore, eliminated;

3.) The three French hens will remain intact. After all, everyone loves the French;

4.) The four calling birds will be replaced by an automated voice mail system, with a call waiting option. An analysis is underway to determine who the birds have been calling, how often and how long they talked;

5.) The five golden rings have been put on hold by the Board of Directors. Maintaining a portfolio based on one commodity could have negative implications for institutional investors. Diversification into other precious metals, as well as a mix of T-Bills and high technology stocks, appear to be in order;

6.) The six geese-a-laying constitutes a luxury which can no longer be afforded. It has long been felt that the production rate of one egg per goose per day was an example of the general decline in productivity. Three geese will be let go, and an upgrading in the selection procedure by personnel will assure management that, from now on, every goose it gets will be a good one;

7.) The seven swans-a-swimming is obviously a number chosen in better times. The function is primarily decorative. Mechanical swans are on order. The current swans will be retrained to learn some new strokes, thereby enhancing their outplacement;

8.) As you know, the eight maids-a-milking concept has been under heavy scrutiny by the EEOC. A male/female balance in the workforce is being sought. The more militant maids consider this a dead-end job with no upward mobility. Automation of the process may permit the maids to try a-mending, a-mentoring or a-mulching;

9.) Nine ladies dancing has always been an odd number. This function will be phased out as these individuals grow older and can no longer do the steps;

10.) Ten Lords-a-leaping is overkill. The high cost of Lords, plus the expense of international air travel, prompted the Compensation Committee to suggest replacing this group with ten out-of-work congressmen. While leaping ability may be somewhat sacrificed, the savings are significant as we expect an oversupply of unemployed congressmen this year;

11.) Eleven pipers piping and twelve drummers drumming is a simple case of the band getting too big. A substitution with a string quartet, a cutback on new music, and no uniforms, will produce savings which will drop right to the bottom line;

Overall we can expect a substantial reduction in assorted people, fowl, animals and related expenses. Though incomplete, studies indicate that stretching deliveries over twelve days is inefficient. If we can drop ship in one day, service levels will be improved.

Regarding the lawsuit filed by the attorney’s association seeking expansion to include the legal profession (“thirteen lawyers-a-suing”), a decision is pending.

Deeper cuts may be necessary in the future to remain competitive. Should that happen, the Board will request management to scrutinize the Snow White Division to see if seven dwarfs is the right number.

Happy Holidays all!

Social Media Explained

Posted: November 21, 2011 in articles

Watch out for identity theft

Identity theft has become one of the fastest growing crimes in North America. There are a number of ways identity theft can happen:

  1. Card theft: theft of credit cards from wallets or purses or even newly issued cards from your mailbox.
  2. Shoulder surfing: looking over your shoulder for your Personal Identification Number and using a fake ATM device to read your debit card’s data.
  3. Skimming: using a special device to swipe your credit card at a restaurant or gas station which records the personal information from your card.
  4. Spoofing: creating fake websites or emails that ask for credit card information.
  5. Theft from databases: identity thieves stealing large databases of personal information.

There are steps you can take to protect yourself:

  • Sign all credit cards when you receive them and never lend them to anyone.
  • Cancel and destroy credit cards you do not use and keep a list of the ones you use regularly.
  • Carefully check each of your monthly credit card statements and your bank statements. Immediately report lost or stolen credit cards and any discrepancies in your monthly statements to the issuing credit card company or bank.
  • Shred or destroy paperwork you no longer need.
  • Do not give personal information out over the phone, through the mail, or over the Internet unless you are the one who initiated the contact and know the person or organization with whom you are dealing.

If you are a victim of identity theft, immediately contact your bank or credit card company, your local police and the OPP/RCMP Phonebusters Unit at 1-888-495-8501, E-mail: info@phonebusters.com

http://www.dynamic.ca/eng/learning/Personal-Finances/Consumer-Watch-Out-For-Identity-Theft.asp