Archive for the ‘wordpress’ Category

Wealth: A new way to look at “How much house can I afford?” | MoneySense

Posted: February 10, 2012 in in maple ridge, insurance, wordpress
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Before trading in your home for an even larger one, ask yourself if you are truly ready for the super-sized financial commitment and the sacrifices that often come with it.

via Wealth: A new way to look at “How much house can I afford?” | MoneySense.

There are two very different ways to answer this question. The first is the traditional way—the way the lenders and realtors answer it: Based on your down payment, income and expenses, how much can you afford to put to a mortgage each month, and therefore how much can you borrow? Lenders are incented to encourage debt because, provided you don’t default, the more you borrow, the more they make. Realtors have a similar motivation because the more house you buy, the higher the commission.

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Watch Out For Identity Theft

Posted: October 14, 2011 in articles, cybersecurity, wordpress
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Watch out for identity theft
By Terri Williams

Identity theft has become one of the fastest growing crimes in North America. There are a number of ways identity theft can happen:

  1. Card theft: theft of credit cards from wallets or purses or even newly issued cards from your mailbox.
  2. Shoulder surfing: looking over your shoulder for your Personal Identification Number and using a fake ATM device to read your debit card’s data.
  3. Skimming: using a special device to swipe your credit card at a restaurant or gas station which records the personal information from your card.
  4. Spoofing: creating fake websites or emails that ask for credit card information.
  5. Theft from databases: identity thieves stealing large databases of personal information.

There are steps you can take to protect yourself:

  • Sign all credit cards when you receive them and never lend them to anyone.
  • Cancel and destroy credit cards you do not use and keep a list of the ones you use regularly.
  • Carefully check each of your monthly credit card statements and your bank statements. Immediately report lost or stolen credit cards and any discrepancies in your monthly statements to the issuing credit card company or bank.
  • Shred or destroy paperwork you no longer need.
  • Do not give personal information out over the phone, through the mail, or over the Internet unless you are the one who initiated the contact and know the person or organization with whom you are dealing.

If you are a victim of identity theft, immediately contact your bank or credit card company, your local police and the OPP/RCMP Phonebusters Unit at 1-888-495-8501, E-mail: info@phonebusters.com

http://www.dynamic.ca/eng/learning/Personal-Finances/Consumer-Watch-Out-For-Identity-Theft.asp

Best Fruit Cake Recipe Every!

Posted: September 2, 2011 in Funny, maple ridge, wordpress
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You’ll need the following: a cup of water, a cup of sugar, four large eggs, two cups of dried fruit, a teaspoon of baking soda, a teaspoon of salt, a cup of brown sugar, lemon juice, nuts, and a bottle of whisky.

Sample the whisky to check for quality.

Take a large bowl. Check the whisky again. To be sure it is the highest quality, pour one level cup and drink. Repeat. Turn on the electric mixer, beat one cup of butter in a large fluffy bowl. Add one teaspoon of sugar and beat again.

Make sure the whisky is still okay. Cry another tup. Turn off the mixer. Break two leggs and add to the bowl and chuck in the cup of dried fruit. Mix on the turner. If the fried druit gets stuck in the beaterers pry it loose with a drewscriver.

Sample the whisky to check for tonsisticity. Next, sift two cups of salt. Or something. Who cares? Check the whisky. Now sift the lemon juice and strain your nuts. Add one table. Spoon. Of sugar or something. Whatever you can find.

Grease the oven. Turn the cake tin to 350 degrees. Don’t forget to beat off the turner. Throw the bowl out of the window, check the whisky again and go to bed.

Lumpy First cereal (Video)

Posted: August 27, 2011 in articles, photography, video, wordpress, youtube
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Lumpy’s first time eating cereal… baby cereal, but cereal none the less.  You may want to turn down the sound, the puppies are making a lot of background noise.  From the sound you’d think we were torturing them, but we were all too occupied with Lumpy.

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