Posts Tagged ‘insurance’

Insurance you shouldn’t buy | MoneySense

Posted: February 7, 2012 in in maple ridge, insurance
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Insurance you shouldn’t buy | MoneySense.

 

Having insurance falls under Gail Rule #4: Mitigate Your Risks. But “the right kind” of insurance is often confusing for folks. So here are three types of insurance you should skip and save your money.

Mortgage life insurance
If you have a mortgage you’ve no doubt been offered mortgage life insurance by your lender. Don’t buy it. It’s expensive. It’s single-purpose. And it can be denied down the road, since it isn’t “approved” until you try to make a claim, which is not when you want to find out you aren’t covered.

Read more at moneysense.ca Insurance you shouldn’t buy | MoneySense.

New Alcohol Warning Labels

Posted: January 15, 2012 in Funny
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Health Officials have proposed that warning signs be placed on all alcohol bottles to tip off drinkers about the possible peril of drinking a pint or two of any alcoholic beverage.

1. WARNING: Consumption of alcohol may cause you to wake up with a breath that could knock a buzzard off a wreaking dead animal that is one hundred yards away.

2. WARNING: Consumption of alcohol is a major factor in dancing like an idiot.

3. WARNING: Consumption of alcohol may cause you to tell the same boring story over and over again until your friends want to assault you

4. WARNING: Consumption of alcohol may cause you to thay shings like thish.

5. WARNING: Consumption of alcohol may cause you to tell the boss what you really think of him.

6. WARNING: Consumption of alcohol is the leading cause of inexplicable rug burn on the forehead.

7. WARNING: Consumption of alcohol may create the illusion that you are tougher, handsomer and smarter than some really, really big guy named Psycho Bob.

Watch Out For Identity Theft

Posted: October 14, 2011 in articles, cybersecurity, wordpress
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Watch out for identity theft
By Terri Williams

Identity theft has become one of the fastest growing crimes in North America. There are a number of ways identity theft can happen:

  1. Card theft: theft of credit cards from wallets or purses or even newly issued cards from your mailbox.
  2. Shoulder surfing: looking over your shoulder for your Personal Identification Number and using a fake ATM device to read your debit card’s data.
  3. Skimming: using a special device to swipe your credit card at a restaurant or gas station which records the personal information from your card.
  4. Spoofing: creating fake websites or emails that ask for credit card information.
  5. Theft from databases: identity thieves stealing large databases of personal information.

There are steps you can take to protect yourself:

  • Sign all credit cards when you receive them and never lend them to anyone.
  • Cancel and destroy credit cards you do not use and keep a list of the ones you use regularly.
  • Carefully check each of your monthly credit card statements and your bank statements. Immediately report lost or stolen credit cards and any discrepancies in your monthly statements to the issuing credit card company or bank.
  • Shred or destroy paperwork you no longer need.
  • Do not give personal information out over the phone, through the mail, or over the Internet unless you are the one who initiated the contact and know the person or organization with whom you are dealing.

If you are a victim of identity theft, immediately contact your bank or credit card company, your local police and the OPP/RCMP Phonebusters Unit at 1-888-495-8501, E-mail: info@phonebusters.com

http://www.dynamic.ca/eng/learning/Personal-Finances/Consumer-Watch-Out-For-Identity-Theft.asp

The Economics of Happiness – Jeffrey D. Sachs – Project Syndicate

Posted: September 12, 2011 in articles, retweets, socialmedia
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The Economics of Happiness – Jeffrey D. Sachs – Project Syndicate.

NEW YORK – We live in a time of high anxiety. Despite the world’s unprecedented total wealth, there is vast insecurity, unrest, and dissatisfaction. In the United States, a large majority of Americans believe that the country is “on the wrong track.” Pessimism has soared. The same is true in many other places.

Against this backdrop, the time has come to reconsider the basic sources of happiness in our economic life. The relentless pursuit of higher income is leading to unprecedented inequality and anxiety, rather than to greater happiness and life satisfaction. Economic progress is important and can greatly improve the quality of life, but only if it is pursued in line with other goals.

In this respect, the Himalayan Kingdom of Bhutan has been leading the way. Forty years ago, Bhutan’s fourth king, young and newly installed, made a remarkable choice: Bhutan should pursue “gross national happiness” rather than gross national product. Since then, the country has been experimenting with an alternative, holistic approach to development that emphasizes not only economic growth, but also culture, mental health, compassion, and community.

Dozens of experts recently gathered in Bhutan’s capital, Thimphu, to take stock of the country’s record. I was co-host with Bhutan’s prime minister, Jigme Thinley, a leader in sustainable development and a great champion of the concept of “GNH.” We assembled in the wake of a declaration in July by the United Nations General Assembly calling on countries to examine how national policies can promote happiness in their societies.

All who gathered in Thimphu agreed on the importance of pursuing happiness rather than pursuing national income. The question we examined is how to achieve happiness in a world that is characterized by rapid urbanization, mass media, global capitalism, and environmental degradation. How can our economic life be re-ordered to recreate a sense of community, trust, and environmental sustainability?

Read the rest of the Article ….

The Economics of Happiness – Jeffrey D. Sachs – Project Syndicate.

Best Fruit Cake Recipe Every!

Posted: September 2, 2011 in Funny, maple ridge, wordpress
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You’ll need the following: a cup of water, a cup of sugar, four large eggs, two cups of dried fruit, a teaspoon of baking soda, a teaspoon of salt, a cup of brown sugar, lemon juice, nuts, and a bottle of whisky.

Sample the whisky to check for quality.

Take a large bowl. Check the whisky again. To be sure it is the highest quality, pour one level cup and drink. Repeat. Turn on the electric mixer, beat one cup of butter in a large fluffy bowl. Add one teaspoon of sugar and beat again.

Make sure the whisky is still okay. Cry another tup. Turn off the mixer. Break two leggs and add to the bowl and chuck in the cup of dried fruit. Mix on the turner. If the fried druit gets stuck in the beaterers pry it loose with a drewscriver.

Sample the whisky to check for tonsisticity. Next, sift two cups of salt. Or something. Who cares? Check the whisky. Now sift the lemon juice and strain your nuts. Add one table. Spoon. Of sugar or something. Whatever you can find.

Grease the oven. Turn the cake tin to 350 degrees. Don’t forget to beat off the turner. Throw the bowl out of the window, check the whisky again and go to bed.

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